Privacy Policy

Modesty Money operates the website located at ModestyMoney.com and related pages, services, communications, and internal advertising-operation systems (collectively, the “Services”).

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you visit or interact with our Services. It also explains certain rights and choices available to you.

By using the Services, you acknowledge that you have read this Privacy Policy.

1. Who We Are

Modesty Money is operated by:

Legal Entity: Modesty Money
General Contact: [email protected]
API and Compliance Contact: [email protected]

2. Information We Collect

We may collect information directly from you, automatically through your use of the Services, and from service providers or business partners.

A. Information You Provide Directly

Depending on how you interact with the Services, we may collect:

• Your name;
• Email address;
• Company name;
• Information included in contact forms, partnership inquiries, or support requests;
• Information you provide when subscribing to newsletters or other communications;
• Any other information you voluntarily choose to send to us.

Please do not send sensitive personal information, financial account credentials, government identification numbers, or other confidential information through public forms or email unless we specifically request it through a secure process.

B. Information Collected Automatically

When you use the Services, we or our service providers may automatically collect:

• IP address;
• Device type, browser type, browser language, operating system, and device identifiers;
• Pages viewed, referring and exit pages, links clicked, dates and times of visits, and approximate location derived from IP address;
• Website performance, security, diagnostic, and fraud-prevention information;
• Cookie identifiers and similar online identifiers.

C. Information From Third Parties

We may receive limited information from third parties, such as:

• Analytics providers;
• Advertising platforms;
• Affiliate networks and commerce partners;
• Email delivery providers;
• Website hosting, security, and fraud-prevention providers;
• Social-media platforms when you interact with our official accounts or content.

The information we receive depends on your privacy settings, the services you use, and the agreements between you and those third parties.

3. How We Use Information

We may use personal information to:

• Operate, maintain, secure, and improve the Services;
• Respond to inquiries, requests, feedback, and support messages;
• Send newsletters or other communications you request or consent to receive;
• Understand how visitors use our content and improve site performance;
• Measure traffic sources, content engagement, advertising performance, and affiliate referrals;
• Detect, investigate, prevent, and address fraud, abuse, security incidents, and technical issues;
• Comply with legal obligations and enforce our Terms of Service;
• Protect the rights, property, safety, and security of Modesty Money, our users, our partners, and the public;
• Support internal advertising reporting, campaign-management, and compliance workflows.

4. Affiliate Links, Sponsored Content, and Advertising

Modesty Money may participate in affiliate marketing programs and may earn commissions when visitors click qualifying links or make purchases through certain links on the Services.

Affiliate links do not increase the price you pay unless expressly stated otherwise. We may receive information from affiliate networks or partners about referral activity, such as whether a click, lead, or purchase was attributed to our website. This information may include transaction-level details or pseudonymous identifiers, but we do not intentionally request or collect your payment-card information from affiliate partners.

We may also display advertisements, sponsored content, or promotional content. Advertising and affiliate partners may use cookies, pixels, or similar technologies in accordance with their own privacy policies and applicable law.

5. Cookies and Similar Technologies

We may use cookies, pixels, web beacons, local storage, and similar technologies for essential website functionality, analytics, security, advertising measurement, and affiliate attribution.

Cookies may be:

• Essential cookies, which are necessary for site functionality, security, load balancing, or fraud prevention;
• Analytics cookies, which help us understand traffic, engagement, and website performance;
• Advertising or measurement cookies, which may help measure advertising performance or limit repetitive advertisements;
• Affiliate tracking cookies, which may help attribute referrals to an affiliate partner.

You may manage cookies through your browser settings. Blocking certain cookies may affect website functionality.

Where required by applicable law, we will request consent before placing non-essential cookies or similar technologies on your device. You may withdraw or adjust your cookie choices through our cookie-consent tool, where available.

6. Analytics and Advertising Technologies

We may use analytics and advertising services provided by third parties, including Google services, to understand website usage, measure advertising performance, and improve our content and marketing.

Retain this paragraph only if Google Analytics, Google Ads tags, conversion tracking, or remarketing features are actually deployed:

Google and other third-party vendors may use cookies or similar technologies to collect information about your visits to this and other websites. This information may be used to measure advertising effectiveness, limit ad frequency, provide analytics, or deliver more relevant advertising, subject to your settings and applicable law. You can manage Google advertising preferences through Google’s ad settings and browser-level controls.

We do not use sensitive personal information to create advertising audiences or make decisions about you.

7. Internal Google Ads API Use

Modesty Money may use an internal advertising-operations tool that connects to Google Ads through the Google Ads API.

This tool is used solely by authorized personnel of [Legal Entity Name]. It is not offered as a public software product, client portal, agency platform, or third-party campaign-management service.

Where authorized, our internal tool may access and process limited Google Ads account information necessary to operate, report on, and manage advertising accounts owned or controlled by [Legal Entity Name]. This may include:

• Google Ads customer account identifiers;
• Campaign, ad group, ad, keyword, negative-keyword, budget, and bidding information;
• Performance metrics, including impressions, clicks, cost, CTR, CPC, conversions, and search-term reporting;
• Authorized-user OAuth connection information required to maintain access securely;
• Audit-log information related to authorized campaign changes.

We use Google Ads API data only to support internal advertising reporting, campaign management, budgeting, bidding, keyword management, compliance, security, and audit functions.

We do not sell Google Ads API data. We do not provide third parties with access to our Google Ads API credentials or use Google Ads API data for surveillance, profiling, or unrelated purposes.

Access to Google Ads API data is restricted to authorized personnel and service providers that need it to operate or secure our internal systems. We apply reasonable administrative, technical, and organizational safeguards to protect this data.

If our use of Google data changes materially, we will update this Privacy Policy and obtain any required consent before using the data for a new purpose.

8. How We Share Information

We may share personal information only as reasonably necessary for the purposes described in this Privacy Policy, including with:

• Website hosting, analytics, security, email, and technical service providers;
• Affiliate networks and commercial partners for attribution, reporting, or payment purposes;
• Advertising and measurement providers, where enabled and permitted by law;
• Professional advisers, such as legal, accounting, insurance, or compliance providers;
• Government authorities, regulators, law enforcement, or other parties where required by law or necessary to protect rights, safety, or security;
• A buyer, investor, successor, or other party involved in a merger, acquisition, financing, restructuring, or sale of all or part of our business.

We do not sell personal information for money.

Where applicable law defines certain targeted-advertising or cross-context behavioral-advertising disclosures as “sharing,” you may have rights to opt out as described below.

9. Data Retention

We retain personal information only for as long as reasonably necessary to:

• Provide the Services;
• Respond to inquiries or fulfill requests;
• Maintain security, fraud-prevention, audit, and compliance records;
• Meet legal, tax, accounting, and contractual obligations;
• Resolve disputes and enforce agreements.

Retention periods vary depending on the nature of the information and the purpose for which it was collected.

For internal Google Ads API records, we retain data only for the period reasonably necessary for internal reporting, campaign management, security, and compliance, unless a longer period is required by law or a legitimate business need.

10. Data Security

We use reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, loss, misuse, or destruction.

These measures may include access controls, role-based permissions, encryption in transit where appropriate, credential-management practices, audit logs, security monitoring, and limited personnel access.

No internet-based system is completely secure. You should use caution when sending information online and avoid transmitting highly sensitive information through unencrypted channels.

11. Your Privacy Choices and Rights

Depending on your location and applicable law, you may have rights to:

• Request access to personal information we hold about you;
• Request correction of inaccurate or incomplete personal information;
• Request deletion of personal information, subject to legal and operational exceptions;
• Request a copy of certain personal information in a portable format;
• Object to or restrict certain processing;
• Withdraw consent where processing is based on consent;
• Opt out of targeted advertising or certain sharing of personal information;
• Appeal a decision regarding a privacy-rights request, where applicable.

To exercise a privacy right, contact us at [email protected] with the subject line: Privacy Request.

We may need to verify your identity before processing your request. We will not discriminate against you for exercising applicable privacy rights.

12. California and Other U.S. State Privacy Rights

Residents of California and certain other U.S. states may have additional rights regarding personal information.

Subject to applicable exceptions, you may request:

• The categories and specific pieces of personal information we collected about you;
• The categories of sources from which we collected personal information;
• The business or commercial purpose for collecting, using, disclosing, selling, or sharing personal information;
• The categories of third parties with whom we disclosed personal information;
• Deletion or correction of certain personal information;
• Opt-out of certain targeted advertising, sale, or sharing practices.

We do not sell personal information for monetary consideration.

Where required by law, we honor valid browser-based opt-out preference signals, including Global Privacy Control, for the browser or device that sends the signal.

To submit a request, email [email protected] with the subject line: California Privacy Request.

13. EEA, UK, and Switzerland Privacy Notice

If you are located in the European Economic Area, the United Kingdom, or Switzerland, we process personal data only where we have a valid legal basis, including:

• Your consent;
• Performance of a contract or steps taken at your request before entering a contract;
• Compliance with legal obligations;
• Our legitimate interests, such as maintaining website security, improving Services, responding to inquiries, preventing fraud, and measuring website performance, where those interests are not overridden by your rights.

You may have rights to access, correct, delete, restrict, object to processing, withdraw consent, and lodge a complaint with your local data-protection authority.

Where personal data is transferred internationally, we use appropriate safeguards where required by applicable law.

14. Children’s Privacy

The Services are not directed to children under 13 years of age, or under any higher minimum age required by applicable law.

We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, contact us at [email protected], and we will take appropriate steps to review and delete the information where required.

15. Third-Party Websites

The Services may contain links to third-party websites, apps, offers, products, or services. We are not responsible for the privacy practices, content, security, or policies of third parties.

You should review the privacy policy of each third-party service before providing personal information or completing a transaction.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, technology, legal obligations, or Services.

When we make changes, we will revise the “Last Updated” date at the top of this page. If a change is material, we may provide additional notice where required by law.

17. Contact Us

For questions, requests, or concerns about this Privacy Policy or our privacy practices, contact:

[Legal Entity Name]
[Full Physical Business Address]
[email protected]
[email protected]